Investors are quite used to the idea of their shares and mutual funds being in the dematerialised form. The experience has been wonderful and no longer does one have to worry about reams and reams of physical documents. Considering the success of the dematerialization of shares, IRDA the insurance regulator came up with the initiative of maintaining insurance policies in demat form.
If you opt to dematerialisation your insurance accounts, you no longer have to search and shift through numerous policy documents when it is time for you to file your returns or claiming policy benefits. Given today’s complexities, it is likely that you have several insurance policies, term insurance, health, accident insurance and a pension plan, just to mention the basics. And when it is time to bring all the papers out, there is always a niggling doubt that you may have missed out on some important thing that you may have forgotten to keep track of!
Well, if you are nodding in empathy, here is good news for you. Just like stocks and bonds, you can maintain all your policies under a single e-insurance account or e-IA.
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